Seems to me most people are forgetting that pre-patch you had to accumulate quite a big amount of money to retire AND wait one week, yet there were loads of high levels and/or high gens. If there is no wipe, there will always be people whining about long time players (this coming from a gen 7, soon to be gen 8, 3 retiremens in old system just money + time, 3 retiremens from lvl 31), and i actually felt it was harder to retire pre-patch, as money were quite hard to come around.
If you play this game for much longer than anyone else, you should have an edge. If you think not, go back to native, period.