Well, if you don't like the core game don't expect to start liking it if you can level. I just like Warband's combat system, cRPG adds a persistent character, a pretty small, centralized community with recognizable players and a small reason to fight in the form of leveling. So I'm not sure if you like Native Warband, but if you don't, don't expect to like cRPG cause its still all about skill based pvp.
Money problems really don't exist, try not wearing plated and you'll be fine.