OK can someone explain practically speaking what I am missing out on by not pre-ordering. I've read/watched quite alot about this game but what I don't get is;
The pledge ships, can I not buy these ships in game? why are people so keen(obsessed) about buying ingame items with real money?
Ok I know and read about the "life insurance" thing and FAQ, but is it really a big deal? Isn't it essentially just buying extra ingame money? Or is it going to make me permanently poorer than many, and put me off buying the game?