The pro tip doesn't work for new players or people still building up that have no heirlooms. Personally I played today like I normally would anyother day and went from 20k to 6k. I even removed my armor time to time and downgraded to some shitty padded. The upkeep is way too much and at this rate I don't think Ill be sticking around.
When you play a game like this you want some type of progression, weither it be slow going from doing badly or moderate from a good day in terms of gold. When people get on and lose 15-20k in one day that doesn't make anyone want to play, infact the opposite. I'd like to point out that I didn't lose much either, had 5x quite a bit but every time that upkeep hit me it didn't matter, that last 2k I gained was gone.