The problem with %-risk based systems... some people gets the short stick some other's can ride around a half day with Plated charger without a single upkeep on it...
I still remember my first gen and how I had to run around in light-weaboo and and BuShi to break even, and that lasted for a couple of weeks...
Now I have a luck streak going on Recyc_Le_Bin. Saracen elite armour, iron greaves, lamellar gloves, Saranid veiled helmet(the heaviest kind), elite scimmy+3, halfmooon shield(3 skill). And I'm making a few k gold every day.
There is no conspiracy!
Read some astrology and you will realize that the planets are not aligned in your favor.