Depends on upkeep of equipment you use in game you need 1-2 gens (31 lvl retirement) to buy any +3 item. Also you don't need to be a marketplace jew to get few more additional masterworks from trade. Millions per day ? LOL You need idea and patience.
Obviously I was exaggerating. But people who have dozens of looms do not need any more, yet these people are the ones who have the best resources to keep making more and more looms.
Those who do not have (m)any looms need a lot longer to get one more.
My point was that there are still many people who are far from having a whole loom set.
So just because some people have several gear sets loomed don't find getting more lps for retiring at 33+ to be a good idea does not mean that it really is pointless.
It might incline people who do not have many looms yet to retire at 33+. And that would fulfil the purpose of the suggestion.