Don't much care about the rest of this thread, but... what? How? The highest level character right now, one that hasnt retired ever, is like lvl35? How much of an advantage does that level grant? Maybe take one additional hit or move slightly faster...
If the same person had been retiring, he would be clad in a full +3 armor/weapon set, that gives him
*significant armor bonus, making it much harder for others to even hurt him and then he takes less damage anyway
*significant damage bonus, making it easier (depending on weapon) to hurt others
The armor part is really the most important, its why almost everyone is a bloody tank nowadays, high str builds rule and newbies complain about dying in one hit, whilst it takes them 5+ to kill others.
I'd say the majority of people retire to get looms (unless they've been playing for quite some time).
Here's the same builds at level 30, 33 and 35:
2h
Level 30
Strength: 24
Agility: 15
Hit points: 75
Converted: 8
Ironflesh: 8
Power Strike: 8
Athletics: 5
Weapon Master: 2
Two Handed: 125
Level 33
Strength: 27
Agility: 15
Hit points: 78
Unused skill points: 1
Converted: 8
Ironflesh: 8
Power Strike: 9
Athletics: 5
Weapon Master: 3
Two Handed: 136
Level 35
Strength: 30
Agility: 15
Hit points: 81
Converted: 10
Ironflesh: 8
Power Strike: 10
Athletics: 5
Weapon Master: 3
Two Handed: 139
I think a non-hybrid build such as this, is the least difference between level 30 and 35, but having 10 PS versus 8 is a big difference, as is 6 more HP.
So I'll make some more examples:
Archer:
Level 30
Strength: 18
Agility: 18
Hit points: 63
Converted: 2
Ironflesh: 5
Power Strike: 6
Athletics: 6
Power Draw: 6
Weapon Master: 6
Archery: 156
Level 33
Strength: 21
Agility: 18
Hit points: 66
Unused skill points: 1
Converted: 2
Ironflesh: 5
Power Strike: 7
Athletics: 6
Power Draw: 7
Weapon Master: 6
One Handed: 37
Archery: 156
Level 35
Strength: 24
Agility: 18
Hit points: 69
Converted: 4
Ironflesh: 5
Power Strike: 7
Athletics: 6
Power Draw: 8
Weapon Master: 6
One Handed: 55
Two Handed: 1
Archery: 156
Having 8 power draw versus 6 is a big deal
And probably my favorite level 35 build would be a polearm/1h/shield/cav player:
Level 30
Strength: 21
Agility: 15
Hit points: 62
Converted: 2
Ironflesh: 3
Power Strike: 7
Shield: 4
Athletics: 5
Riding: 5
Weapon Master: 5
One Handed: 110
Polearm: 115
Level 33
Strength: 24
Agility: 15
Hit points: 67
Unused skill points: 1
Converted: 2
Ironflesh: 4
Power Strike: 8
Shield: 4
Athletics: 5
Riding: 5
Weapon Master: 5
One Handed: 116
Polearm: 115
Level 35
Strength: 27
Agility: 15
Hit points: 70
Converted: 4
Ironflesh: 4
Power Strike: 9
Shield: 4
Athletics: 5
Riding: 5
Weapon Master: 5
One Handed: 120
Polearm: 115
Some pretty big differences between the levels, I personally think that level 33 or 35 have a pretty good advantage over level 30's (if you take two comparably skilled players). You can do a lot with 5 levels.
And now after having spent the time messing with builds, being level 35 with 0 looms is not as good as being level 30 with 5 +3's. To get to level 35, you would have been able to retire at least 17 times (and that's not even taking the generation bonus into account). That's 5 +3's at least (possibly a lot more). I'd rather be fully loomed out than at level 35 with no looms.