Anyway, moving on from 50 IQ concerns, I love that the combat, especially on higher difficulties, is take-and-deal-high-damage. Much more interesting than 20 minute fights. Also found the 6 places of power in White Orchard now and it effectively doubled my level. Think I'd be able to take those level 25 bandits now as long as I don't get hit.
Haven't had any problems with repairs really. -14 damage from 95 damage isn't THAT devastating, and it's gotta be in a really bad condition for that.