guys stop your rialism discussion,  this game needs ballance, its by far not a realistic simulator . horses atm are very well ballanced imo and im a 2hander not rider. you need teamplay , skill, terrain and battle awareness, once you have these horses are fackin eazy to kill, if u know they are comming , they are eazy to dodge/block/chamber/kill.
 the real prob in crpg is ranged accuracy and damage!!