Gozer let me give a few tips. I don't want a new player to leave just because he gets a bad impression or doesn't have all the info at his disposal.
Leshma has pretty decent advice btw (so check that if you didn't)
Elite Druzina is heavy for its modest armour unloomed. The thing about armour is its only ever 50-100% of its shown value when it comes to determining damage resistance. Theres a tonne of RNG applied (literally 50-100% of its armour), so take your armour with a pinch of salt. You want manoeuvrability, affordability and "good enough" protection. If you want to survive hits then get more HP, with str or IF, and have a decent enough armour rating
To me when it comes to unloomed armour, Sarranid Guard armour is pretty good when you want to max your armour. You got good body armour (46), decent weight and only costs 8500. When you want to go cheap then Byrni is pretty good for cost/armour
For gloves I would get some light loomed gloves asap. But for now scale/whisby/mail is fine. If you are counting the pennies then you don't want to waste money here, although they have some of the best armour/weight ratios compared to body armours.
For weapons German Poleaxe is a good alrounder, but you can specialise and do better in one role or another. Specialising allows you to get good at one type of attack or another, one role or another while costing less on repairs. You have a good stab, good swing, OK range and its shield breaker. For all that you got one of the most expensive polearms in the game, but 90% of the time you won't need all those bonuses. If you want to break shields, then get a cheaper shield breaker like long bardiche or long war axe etc. If you want to stab or stop horses then get an awlpike, bamboo spear (or one of the other spear types). If you want to swing then get glaive or long hafted blade, or military scythe. In most situations as a new player you won't justify the extra cost of using a poleaxe imo. Most of the polearms have their uses, and there are cheaper yet still decent alternatives to the expensive stuff. Just find a niche and play to your strengths during the round, and save money while learning the game