Here is something i recently noticed when riding upon my newly nurfed horse with my nurfed lance.
Anyone with decent armor can survive a huge amount of horse bamps.
This seems silly to me, a horse is a riders weapon, if he rides you down with it, it should sting, and not only peasants.
However, i can see, that a horse that kills heavily armored people in 3-4 bamps would be overpowered.
I did a quick search and nothing turned up, so my idea is: Buff Horse bamping alot, the damage should be dependant on the horses speed and its charge level. Therefore, a full speed courser might do a similar amount of damage to one of the chainmail horses.
HOWEVER, for each bump that the horse performs, it is damaged. This damage is dependant on the speed of the horse and its armor (and maybe the armor of the target?). A lightly armored horse such as the courser going at high speed will take alot of damage from bamping. The heavy horses however will do decent damage (due to slow speed yet high charge) and take a lot less damage (on account of all that shit they wear).
This would mean that bamping an enemy did significant damage, yet horsemen (especially the light, fast ones that are hard to dodge) would be less eager to bamp their enemies, as it would take a serious chunk of health from their horses.
Thoughts? Suggestions? Insults?
Edit:
I do own a charger, but i never use it (has anyone ever seen me on it?) I usually use a courser.