Got to admit it, I automatically think native when it comes to warband as a game. In native, I prioritize helmet over body armor much of the time, but when it comes to crpg, you may have a point. Helmets may not be as important as they're in native, but they still save you a bunch of times. I've survived backraping overheads because of helmets, countless of slashes over my face, and you know what else? Those people with high-tier helmets who survives a headshot from a few yards with a well made sniper xbow + steel bolts (160 wpf), really pisses me off.