Well, I can only comment from a level 21 archer, while my damage is certainly good accuracy is really crap. Even shooting on ruins from the front ruined house to middle wall half of my arrows miss a stationary target. It is way easier for me to play on my level 21 melee char mostly. Sniper crossbows are quite accurate with the same wpf investment and no PD requirement.
Well, whats your power draw?
At your level it should be 3, 4 when you are really good (fast) with the aiming and shooting.
I have finished my testings, and I can say with power draw 3 and 140 wpf in archery a non-moving target I usually didnt miss.
However, I needed 3 shots to kill an armored guy.
With power draw 6 it was like you say, not so easy to hit, even if the enemy is dreaming and standing still.
If I wanted to play as archer, I would go for power draw 4, not more.
A lot of people screw up here. Some have power draw 9 and wear heaviest armor and then cry about archery nerf lololol.
With crossbows its of course a lot easier to aim.
But you cant move while reloading, and reloading lasts ages.
The archer can draw another arrow and spam more. Doesnt matter if he misses 19 times in a row, when the important shot is a hit.
Horse archery needs (of course) way more "skill" then footarcher.