I always have to repair my stuff when I am like level 10 for example, is that normal or is it a bug? It gets sort of annoying...
You don't pay upkeep until level 25 gen 1 [correct me about gen...]. If you above then you will pay here and there. The more WPF you have the chance your weapon will be broken is smaller. The longer your playing session is, your ratio earned gold/upkeep is more balanced. You can also untick checkbox "Automatically repair damaged items" but then your items will be broken and less useful.
Also, sort of off-topic, any way to COMPLETELY start from the beginning? Like, new account or something?
1. You can make new character [called alt] which is also regular character. Just make new nickname when create new char [like in warband] and join any official server. Then you can develop it similar to main char.
2. Sold all equipment, respec char to low levels, have fun.
3. Buy new cd-key.
4. Change nick [rename or buy auction].
5. If unusual request maybe ask global admin or dev