Now, I may sound crazy, but I was thinking and I have an idea for making the game a little bit more new player friendly.
I think the lowest level in the game should be 15 or 20. Both when starting and when retiring (although making it only a first gen one time only thing could work as well), this could help ease along the grind. Starting a few levels ahead makes the game less frustrating for brand new players, who may feel completely overwhelmed by both our decently high skill level in cRPG and the very high level players who have been playing for years.
Starting at level 15 only takes 300k out of almost 8.7 million for 31, and starting at 20 takes out 600k. In the long run, this really isn't a lot of experience, but it's a really big character difference.
Also, and this is a long shot that I just thought of, but it would also be interesting if it was a degrading bonus, for instance, at gen 1 you start off at level 15, then every gen after that you start off one level lower, then from gen 15 on you'd retire to level 1.
I haven't thought this through much at all, so feel to bring any issues up. Discuss!
Edit: meant to put this in suggestions.