It's about as pay2win as it gets. Kinda sad, cause it is quite fun at times.
Like Basnak said, the game sets matches based upon levels and better stuff comes in tiers. The 2 arent related. You can basically buy tiers if u have the money, but u need to play to gain levels. So lvl 1 can have topnotch gear when u buy it for real money and they can rape with that for a very long time, until they finally reach the higher levels where they meet equally equipped nolifefreegrinders or other p2wcunts. Its a shit game cause people who pay get to rape the nonpaying players mercilessly almost forever, while the ones not paying will either fight equally equipped or overly equipped enemies almost forever. So technically if you dont cough up some deniro for Ubisoft you will be a scrub for life.
GG on dropping the ball Ubicunt. This shit had some heavy potential, but they screwed it up with being greedy. Why the fuck would anyone wanna make a squad and play with their friends who havent bought stuff for real cash if the matches set them up with OP squads who have?