Keep your stuff, go afk, come back later!
If you dont see that as an option, here the data you wanted:
i play for roughly 6000+ hours this game.
I am lvl 36, gen 26. I got a full set of Body Armor, 5 weapons(3 constantly used, 1 regularly used, 1 in the armory), 4 shields(1 constantly used, 2 regularly used, 1 in the armory)
I intend to get a 2nd set of body armor, 2 more weapons, 1 more shield; If i would exchange the stuff i put in the armory, i would still be short by 5 MW items. I got atm 1 loom point waiting, 800k for another 2 loompoints. So i am short by 4 MW to reach my long term goals.
As i play my main 99% and dont waist XP a lot on my alt, i dont really get loom points that way. Only through gold i finance gear. As i but always play in full gear, well you know there is upkeep, which slows down the overall income.