If you want your Kuyak, use Cheaper Weapons.
I mean, for Twohanders its Obvious that making money is hard if they run around with a 15k Weapon.
Just take a Light instead of a heavy Lance, take a normal round cavalry shield instead of the Elite one etc.
With a Light Kuyak and Cav Iam still at 26k(Rouncey, light kuyak, helmet for 2k, light lance, round cavalry shield, mail chausses).Add mail gauntlets and we still wouldnt hit 30k.