Shield points for your archer and ninja seems strange and quite a waste. For your full strength, the riding point is useless, put it in Power Strike, now that skills are caped to 15 (worst horse needs 2 riding points)
At some point I'll stop retirering (don't know when though). At level 30, I'll go for that build (same as the one I use now, with one less IF point.
Strength: 21
Agility: 18
Hit points: 62
Unused skill points: 1
Skills to attributes: 8
Ironflesh: 3
Power Strike: 7
Shield: 0
Athletics: 6
Riding: 0
Horse Archery: 0
Power Draw: 0
Power Throw: 0
Weapon Master: 6
One Handed: 1
Two Handed: 156
Polearm: 1
Archery: 1
Crossbow: 1
Throwing: 1
To go to that at level 32 :
Strength: 24
Agility: 18
Hit points: 65
Skills to attributes: 10
Ironflesh: 3
Power Strike: 8
Shield: 0
Athletics: 6
Riding: 0
Horse Archery: 0
Power Draw: 0
Power Throw: 0
Weapon Master: 6
One Handed: 1
Two Handed: 158
Polearm: 1
Archery: 1
Crossbow: 1
Throwing: 1
Or, with one point less in IF :
Strength: 21
Agility: 21
Hit points: 60
Skills to attributes: 10
Ironflesh: 2
Power Strike: 7
Shield: 0
Athletics: 7
Riding: 0
Horse Archery: 0
Power Draw: 0
Power Throw: 0
Weapon Master: 7
One Handed: 1
Two Handed: 166
Polearm: 1
Archery: 1
Crossbow: 1
Throwing: 1
Edit : after a few rounds against Tenne, Cheapshot and Everkistus, I might choose this last one, to be able to catch archers when they run