At what gear level does it actually cost less gold in upkeep than what you are winning? Anyone know the magic gear combo to actually make money yet?
Haubergeon, splinted greaves, leather gloves, kettle helm, fine strong bow, 2 large bags of khergit arrows and a bec de corbin => I was getting more gold than upkeep kept eating. Replace one bag of arrows and the bec de corbin with huscarl shield&elite scimitar and I was still getting slightly more gold than upkeep taking it.
So haubergeon-rank armor set + shield&1 hander seems plausable to me. Maybe cheapest lance there to stop those horsies that seem to be popping up more and more. And the haubergeon in my opinion is quite enough; you still need few good hits from 2-handers/cavalry to go down.