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Off Topic => General Off Topic => Topic started by: CrazyCracka420 on June 17, 2013, 06:10:51 pm

Title: Was charged $240 for a 15 min dr visit...
Post by: CrazyCracka420 on June 17, 2013, 06:10:51 pm
I had insurance at the time I visited the doctor, but they only step in once I hit $500 spent out of pocket.  I literally sat down for 15 minutes with the doctor, we talked and then he prescribed a prescription for me.

I got the bill and minus $33 the insurance company was able to "haggle" for me (so they took off $33) and the $20 co-pay, I end up owing $190 for a 15 minute chat with the doctor.

Is that normal for anyone else who lives in North America?  That seems really fucking crazy to me...going to call and bitch to them during my lunch today, but I already know it's not going to go anywhere, so I'll just end up telling them to get fucked and I'll take my business somewhere else. 
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Herkkutatti666 on June 17, 2013, 06:12:55 pm
'MURICA
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Lamk on June 17, 2013, 06:21:13 pm
gf, we got free healthcare in Canada
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Kafein on June 17, 2013, 10:53:13 pm
I'm more concerned about the kind of money one has to pay to get proper education. Which in turn forces young doctors to be hugely in dept, on top of all the costly equipment they often need.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Kalam on June 18, 2013, 02:38:37 am
Before I joined the military, I had a string of personal friends who were doctors. Most of my treatment was off the books and free. Then I moved to some town far away from all of them. A year passed, and I got swine flu. Went to the doctor...they charged me about (it was like 300) the same for the visit, and proceeded to say it would cost more to treat the flu properly. I walked out and just slept for a month. It was actually...one of the most depressing moments in my life. Realizing I couldn't cover that bill.

Title: Re: Was charged $240 for a 15 min dr visit...
Post by: SixThumbs on June 18, 2013, 02:43:59 am
I had to get stitches a couple years back in my thumb because of an accident at work. That was $300 for six stitches.

I also found out later that my job should've paid for it because it happened on the clock, no one told me this until about 6 months later.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: djavo on June 18, 2013, 05:22:27 pm
I had insurance at the time I visited the doctor, but they only step in once I hit $500 spent out of pocket.  I literally sat down for 15 minutes with the doctor, we talked and then he prescribed a prescription for me.

I got the bill and minus $33 the insurance company was able to "haggle" for me (so they took off $33) and the $20 co-pay, I end up owing $190 for a 15 minute chat with the doctor.

Is that normal for anyone else who lives in North America?  That seems really fucking crazy to me...going to call and bitch to them during my lunch today, but I already know it's not going to go anywhere, so I'll just end up telling them to get fucked and I'll take my business somewhere else.

Long live european socialism, just got 100$ pills for free. No it's not viagra...
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Overdriven on June 18, 2013, 05:27:56 pm
Makes me glad for the NHS.

I'm more concerned about the kind of money one has to pay to get proper education. Which in turn forces young doctors to be hugely in dept, on top of all the costly equipment they often need.

Yeah according to Scrubs they owe around $200000 in debt by the time they finish med school.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Zlisch_The_Butcher on June 18, 2013, 05:41:35 pm
Is that normal for anyone else who lives in North America?  That seems really fucking crazy to me...going to call and bitch to them during my lunch today, but I already know it's not going to go anywhere, so I'll just end up telling them to get fucked and I'll take my business somewhere else.
Inb4 they charge you for the phone call.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Christo on June 18, 2013, 05:44:51 pm
Enjoy your precious corporate capitalism, murrica.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: FrugFrug on June 18, 2013, 06:53:09 pm
Makes me glad for the NHS.

Yeah according to Scrubs they owe around $200000 in debt by the time they finish med school.

And they make it all back in what, 2-4 years?
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Christo on June 18, 2013, 08:42:40 pm
Love it when you dare say something "bad" about america they instantly attack you with - airstrikes.

Funny.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: CrazyCracka420 on June 18, 2013, 09:09:59 pm
Love it when you dare say something "bad" about america they instantly attack you with - airstrikes.

Funny.
visitors can't see pics , please register or login
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Kafein on June 18, 2013, 09:11:35 pm
What's the next country we gonna bomb ?
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Tibe on June 18, 2013, 09:51:28 pm
What's the next country we gonna bomb ?
I think im good. Nobody cant find mine even on the fucking map. :lol:

On a more serius note. This is more your thang. Being unemployed(no healthcare) and sitting ass down with the doctor for 15 minutes costs like 30€ here.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Zlisch_The_Butcher on June 18, 2013, 11:44:55 pm
I think im good. Nobody cant find mine even on the fucking map. :lol:

On a more serius note. This is more your thang. Being unemployed(no healthcare) and sitting ass down with the doctor for 15 minutes costs like 30€ here.
You're so small you'll all probably get blown apart when we for some reason nuke Poland though.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Darkkarma on June 18, 2013, 11:49:54 pm
Love it when you dare say something "bad" about america they instantly attack you with - airstrikes.

Funny.

You got two -1's; one from someone who is a European player if i'm not mistaken?

That dramaturge forum title is shining really bright.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Zlisch_The_Butcher on June 19, 2013, 06:44:46 am
You got two -1's; one from someone who is a European player if i'm not mistaken?
You are, and I'm very offended, I'm gonna sue you.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Leshma on June 19, 2013, 11:37:28 am
Free (it's not really free, ya know) healthcare is cool but when you're seriously ill, you still have to go to murican doctors and they'll take all your money just to try to cure you (they probably won't be able but it's your best chance). Similar can be said for russian doctors but they ask for a little bit less money.

I truly believe that in our society certain professions should be more about helping people, not amassing huge chunks of money. That goes for doctors, politicians, scientists, professors and others whose job is to make life better for all of us. Sadly, nowadays it's completely the opposite.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Wiltzu on June 19, 2013, 01:44:43 pm
I'm more concerned about the kind of money one has to pay to get proper education. Which in turn forces young doctors to be hugely in dept, on top of all the costly equipment they often need.

Education in Finland: Free. Healtcare in Finland: pretty much free.

Our education is very good, also our school system has been said multiple times to be the best in the world.

When I was in high school/upper secondary (lukio) I actually got 38e per month for being there. It's a lot higher when you go to university for example.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Grumpy_Nic on June 19, 2013, 03:49:17 pm
I pay nothing for healthcare, once a year I get an oversight of how much I cost my insurance but at the top of the page it says in big bold letters:

"You dont have to pay any of this, this is just for information."

Austria - a nice place to get sick in.

Also we got chadz

Also we are allowed to lock our daughters in basements until they are 30 years old
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Leshma on June 19, 2013, 04:30:48 pm
When I was in high school/upper secondary (lukio) I actually got 38e per month for being there. It's a lot higher when you go to university for example.

Wtf? :shock:

I hope you're going to university as well.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Torben on June 19, 2013, 04:39:25 pm
(click to show/hide)

to put things into perspective,  running a doctors office costs the doc dependng on type from 200 bucks upward (average dentist office in germany costs the doc 350 euros an hour)
on the 190 bucks he pays what,  45% taxes?  leaves him with bout 100 bucks.  then he has about 20% of patients he looses money on (at least in germany),  and bam,  there we go.  he just barely made money on you.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Kafein on June 19, 2013, 04:44:20 pm
Free (it's not really free, ya know) healthcare is cool but when you're seriously ill, you still have to go to murican doctors and they'll take all your money just to try to cure you (they probably won't be able but it's your best chance). Similar can be said for russian doctors but they ask for a little bit less money.

I truly believe that in our society certain professions should be more about helping people, not amassing huge chunks of money. That goes for doctors, politicians, scientists, professors and others whose job is to make life better for all of us. Sadly, nowadays it's completely the opposite.

I would personally say that in many countries scientists, professors and doctors (etc.) employed by public services are so underpaid, they are bound to the most altruistic people in the world, knowing what they would get if they were working for someone that paid proportionally to their skills.

Education in Finland: Free. Healtcare in Finland: pretty much free.

Our education is very good, also our school system has been said multiple times to be the best in the world.

When I was in high school/upper secondary (lukio) I actually got 38e per month for being there. It's a lot higher when you go to university for example.

Maybe paying students before university is an overshoot, but to me free education is a sound long term development strategy, as long as a decent part of the people you educate stay in the country. Healthcare is slightly different since like other direct social services it generates an immigration-fueled deficit.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Torben on June 19, 2013, 04:52:19 pm
nm
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Leshma on June 19, 2013, 04:54:06 pm
We used to have free education, now prices are outrageous compared to average income. Worst thing is, nothing changed for the better.

Some state universities ask 4000 euros per year. Doesn't seem much by USA standards but take in consideration that average monthly pay is around 400 euros. Those schools are state schools, which means no campus, no free books, only thing you're getting in return is right to take courses. At least, when you're paying silly amounts of money for Stanford you have certain future after you finish it. By finishing these schools you have nothing, we don't even regular have practice as part of our courses.

University professors are underpaid, but they do other jobs, that aren't related to university and those are paid very well. Also, each of them is part of some political power and has 10 or more salaries because they are part of countless boards of directors.

Teachers are mostly people who couldn't get any other job and their knowledge is very limited. They are often frustrated because of their average salaries and in many cases are alcoholic.

Just be happy that you're living in country that actually works.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Kafein on June 19, 2013, 04:59:53 pm
We used to have free education, now prices are outrageous compared to average income. Worst thing is, nothing changed for the better.

Some state universities ask 4000 euros per year. Doesn't seem much by USA standards but take in consideration that average monthly pay is around 400 euros. Those schools are state schools, which means no campus, no free books, only thing you're getting in return is right to take courses. At least, when you're paying silly amounts of money for Stanford you have certain future after you finish it. By finishing these schools you have nothing, we don't even regular have practice as part of our courses.

University professors are underpaid, but they do other jobs, that aren't related to university and those are paid very well. Also, each of them is part of some political power and has 10 or more salaries because they are part of countless boards of directors.

Teachers are mostly people who couldn't get any other job and their knowledge is very limited. They are often frustrated because of their average salaries and in many cases are alcoholic.

Just be happy that you're living in country that actually works.

Wait I'm confused now, your universities do no research ? We also got a few professors that are not researchers and usually do it part-time.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Leshma on June 19, 2013, 05:08:09 pm
Of course not. If you ever hear about some well known scientist that happens to be from Serbia/Bosnia, you can be sure he did it all by himself, pushing his abilities to the limits. University professors either work for companies owned by the state, but those are usually some money laundering schemes or for private (foreign) companies.

But real research, simply doesn't happen. There's never money for that.

There are hard working students, but since they can't do research in Serbia they usually take offers from foreign states and companies and never come back.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Corwin on June 19, 2013, 06:10:53 pm
Don't forget, socialism is EVIL. Who would want such dreadful things like free health care, free education, protection of working people etc?
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Kafein on June 19, 2013, 06:26:53 pm
Don't forget, socialism is EVIL. Who would want such dreadful things like free health care, free education, protection of working people etc?

There are significant economic and sociologic differences between those things.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: wayyyyyne on June 19, 2013, 06:47:02 pm
Don't forget, socialism is EVIL. Who would want such dreadful things like free health care, free education, protection of working people etc?

corwin why do you hate freedom?
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Zlisch_The_Butcher on June 19, 2013, 06:57:26 pm
I would personally say that in many countries scientists, professors and doctors (etc.) employed by public services are so underpaid, they are bound to the most altruistic people in the world, knowing what they would get if they were working for someone that paid proportionally to their skills.
I recently found out my doctor in Denmark had been scamming like crazy and charged twice for every single visit I'd ever had, poor fucking doctors...
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Torben on June 19, 2013, 06:58:06 pm
I recently found out my doctor in Denmark had been scamming like crazy and charged twice for every single visit I'd ever had, poor fucking doctors...

so he lost his approbation now?
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Zlisch_The_Butcher on June 19, 2013, 07:01:46 pm
so he lost his approbation now?
It's a fucking joke, guy only had to pay back the money to the state, maybe pay a minor fine, I don't know, in any event he kept his job and pretty much everything.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Torben on June 19, 2013, 07:27:38 pm
It's a fucking joke, guy only had to pay back the money to the state, maybe pay a minor fine, I don't know, in any event he kept his job and pretty much everything.

woha sounds bad.  in germany he woulda gotten into a shitload of trouble i am sure.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Erzengel on June 19, 2013, 07:57:34 pm
Long live european socialism, just got 100$ pills for free. No it's not viagra...

Admit it is!
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Corwin on June 19, 2013, 09:47:33 pm
corwin why do you hate freedom?

If you call becoming indebted until the rest of your life if you get sick, or for 20 years because you went to University freedom, by all means, remain free as long as you want.

And don't mix socialism with communism/stalinism dumbass.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Corwin on June 19, 2013, 09:49:11 pm
There are significant economic and sociologic differences between those things.

You, enterpreneur and Jew above Jews, are expected to prosper only and only in neoliberal capitalism. :D
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Kafein on June 19, 2013, 10:06:42 pm
You, enterpreneur and Jew above Jews, are expected to prosper only and only in neoliberal capitalism. :D

Well, entrepreneurs don't prosper in planned economies, that's for sure. Then again, nobody except a few political figures do so I wonder what your point is.
(click to show/hide)
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Corwin on June 19, 2013, 10:19:33 pm

(click to show/hide)

Now, now, that's just Angela Merkel speaking from you. You are telling me Swedish economy is unsustainable? No, the problem is, as it was forever, distribution of wealth. As long as 5% of population control over 95% of wealth, of course the state will not have enough money to to sustain social services, and USA is a grand example of such a state. Anyway, I am not getting engaged in further discussion, because it's just stupid and this is not a place for it.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Torben on June 19, 2013, 10:26:24 pm
Now, now, that's just Angela Merkel speaking from you

so angela as leader of a very well functioning social market economy is your example for antisocial economic measures?
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: SixThumbs on June 19, 2013, 10:27:41 pm
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Corwin on June 19, 2013, 10:47:10 pm
so angela as leader of a very well functioning social market economy is your example for antisocial economic measures?

That's the rethorics she was using about Greece, not her own country, for sure.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Kafein on June 19, 2013, 11:00:27 pm
Now, now, that's just Angela Merkel speaking from you. You are telling me Swedish economy is unsustainable? No, the problem is, as it was forever, distribution of wealth. As long as 5% of population control over 95% of wealth, of course the state will not have enough money to to sustain social services, and USA is a grand example of such a state. Anyway, I am not getting engaged in further discussion, because it's just stupid and this is not a place for it.

That 5% is also paying a half of the taxes for the whole thing. How is money distribution directly impacting the state in any way ? Actually uniformly distributed money would decrease tax revenues a lot.

The Swedish economic model in the Swedish context is doing all right. Just now are they starting to go all "omg, poor immigrants !". Almost everywhere else, yes it is in fact unsustainable.
Title: Re: Was charged $240 for a 15 min dr visit...
Post by: Torben on June 19, 2013, 11:35:01 pm
That's the rethorics she was using about Greece, not her own country, for sure.

anyone realize that a german government back around millenniums beginning lost its follow up election due to the "mean ol changes" they had to do to let germany not fall into a crisis of debt that would have crippled the country for decades if not done? 

german voters were so pissed that the spd lost their power,  but they did it anyway.  so the things done were hard on the germans,  but not as hard as the countermeasures that would have been necessary today if not done back then.

unfortunately other countries did not have parties willing to sacrifice their office for the better of the country,  instead going on following an opportunistic rampage of leading their trusting people into financial demise.
and even more unfortunately,  these countries now have to pay a much larger price to get back on their feet :/

but blaming german politicians for sorrow is just the easy way out, meh.