This nerf is ridiculous, i can either pay for a hell ton of more gear, or just go on foot and get more kills/do much better and save lots of money.
Its stupid.
Please do one of the following:
Increase length of lances
Greatly reduce the time you are on the ground after your horse is killed
Double current couching damage
Half the speed bonus increase horses take from other sources (don't touch teh speed bonus they deal) IF that can't be done, double horse health and double damage ranged does to horsies.