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Ignore the first two responses they don't understand what you're talking about. Once you reach level 25 or 26 (it might even be lower) or once you have over 10,000 gold you start paying upkeep. It doesn't matter what gear you use now, it's all subject to 4% chance of being repaired for 7% of the total cost (for every minute you're alive).
So... I have to pay the upkeep even though im not at 10k or oveR?
It doesn't matter what gear you use now, it's all subject to 4% chance of being repaired for 7% of the total cost (for every minute you're alive).
The last part is actually wrong, it doesn't matter if you're alive or not. For every tick there is a chance for your items to break.