i noticed one thing if you wear gear that is very cheap items will brake every round. 3 items per round,but if you wear something arround 30k 1 item will brake per round ,if you wear even more expencive gear you should not pay the repairs almoust everytime.
I noticed too that hen you have some shitty item it reduces chances of repairs. Head armor,hand armor brakes rarely,usualy body armor or swords or shields get repaired often. SO if you continue to push gear cost it will brake every thime,and you will loose a lot of money.
somwhere arround 40k gear will not brake that often. That dudes who wear heavy armors and gs they can afford that because of this. I always wondered how they do that,but when i tried i was suprised how low repairs are.