To whoever fixes the bugs around here:
Several people, including myself, have had problems since the latest patch (or the one before or something like that).
Through my "research" of this problem I have come to the conclusion that it is the skins for character faces that are the cause to the many (unfixable) crashes.
So I dont know if the devs are aware of this, but it has become quite a big problem, not being able to play just because of some new skin colours.
Anyway good luck with the fixing
PS everyone who has crashes upon loading: please bump, so the importance of this issue can be seen.