It can also be fun though to have a TON of characters. I have my main who I experiment with a lot, but I also have a bunch of specialized builds for when I get bored with my main. If I feel like playing a shielder for a bit, I jump on my shielder. Same with my cav guy, or my polearm guy or whatever. Sure my main could be a much higher level than he is now, but it keeps the game fresh for me by being able to switch between guys a lot. Then again though, I don't really play the game to amass a bunch of heirloomed stuff. I just play it 'cause it's fun.