My lvl 33 cav main is 21/21
7 PS
5 ATH
7 Riding
7 WPM
8 points converted...
Using Lordly body armour and Lordly gloves so I decided against any IF, but when reach lvl 34 will convert my attribute to 2 skill points and have either 3 IF or go 7 ATH and 1 IF...i guess, dunno, undecided atm.
Using champ Destrier and champ Arabian.
This build works really well (for me)