Help you out? I can't do anything about your repair bills, that's just how it is at the moment. If you're losing money and you're not a ranged or cavalry type, try wearing lighter armor. I wear armor on the heavier side of "light" [kuyak] and carry a longsword and I usually end the day with more gold than I started with. If you're wielding a more expensive weapon like one of the poleaxes or greatswords you may want to go lighter than that. If you're actively trying to accumulate gold then try using scrub-armor and a wooden weapon. If you absolutely must have plate and a big sword/polearm/whatever...exploit the system and abuse respec'ing to stay level-25/generation 1 forever.
