I like to play Demon's Souls, GT5, Shift, Borderlands, WipeOut, inFamous, GoW, Bayonetta, and a shitload of weaboo rpgs on my ps3. Yet I prefer the PC when I want to use my brain for once. Furthermore, even if all those games are great, in the end I spent more time playing cRPG and I paid it like 30 euros, when the console + games I have easily reach 700.
I never put any bank data on my PSN account. And I seldom use online features anyway. They are free and work well enough for me so I don't care.