Can you still answer my simple question?
Exp to 31 is 8.735 million
8,735,000 / 20 = 436,750
8,735,000 / 5000 = 1747 = 29.12 hours (~15 hours if you get the 6:30 and 6:00 tick over and over)
At the absolute best conditions, 15 hours of playtime for 437k, NOT 450k. You also conveniently gloss over the 4 straight months, June-September of me in light armor and a 3k weapon for the sole purpose of making gold and still being viable in combat. Just because you can get easy money from the messed up marketplace doesn't change the fact that it's annoying to grind up yourself.