I am neither a stay at home father or a teenager, so I don't have the time to always gather the gold, plus why do they have armor if we should always be running around like peasants. Once you buy the item, there should be no repair. I stopped playing WOW because of the same kind of time consuming concepts. Warband was fun because you didn't have to do all the waiting. That is why lately I have switched back to Native most of the time and Fire and Sword.
Even if everybody had plate, which I don't like anyway due to weight issues, you can still have a lot of challenge based on your stats and weight ratio...and GOD FORBID...SKILL!
I see 2h agi whores running around swinging faster than 1h all the time. Basically with the current system, only 2h agi whores and pikes have the game. Out of every round you see 80% 2h agi and pikes and the rest are archers.
Forget skills and balanced characters that have more than one or two weapons. A typical warrior regardless of nation could wield a dagger, sword, bow/crossbow, arrows/bolts, and spear/lance that they would carry on their persons.
BTW for all the Islamophobes out there that keep giving me negative karma points, it only shows your sense of inferiority and fear. For a game like Warband that was made by Turks...it's ironic to find that you have tried to set up the game in order to reflect Euro-Centric fantasies of 2h, Pike, and Crossbow heaven. Maybe the makers of the game itself will come out with an official CRPG game that has less limitations and more fun.
I just finished my consulting for one of America's biggest companies onsite, flying back and forth weekly and staying at the hotel, so I typically play on the week nights or weekends. The rest of the time I am travelling or with my girl. Until there is something better, we have to do with crpg and it's 2h agi spamfest I guess.