Gen 16 is a popular stopping point for retiring since it gives you the maximum gen bonus.>Beme
Looming hand and head armors give a nice boost to survivability, probably more than staying at level 31 and leveling slows down considerably after that.
Gen 16 is a popular stopping point for retiring since it gives you the maximum gen bonus.
Either way is good and you can always retire with an alt or trade if you feel like you need something later. Or retire your main with that prestigious veteran status.