Level 30 (4 420 577 xp)
* Strength: 18
* Agility: 18
* Hit points: 53
* Converted: 2
* Ironflesh: 0
* Power Strike: 6
* Shield: 5
* Athletics: 6
* Riding: 6
* Horse Archery: 0
* Power Draw: 0
* Power Throw: 0
* Weapon Master: 6
* WPF: 156
As for repair costs: using a steppe horse and going on foot occasionally, i can generally afford 70-80k of equipment, including horse. If you want to use one of the more expensive horses, you'll probably need to save up a bit. Being cav aint cheap. :)