Couldn't you just get to level 21 and then respec?
...in general I don't like playing under lvl 25.
...respec button...looking very attractive atm
The logic is baffling.
My favorite way to abuse the system is to spawn in game, then on the c-rpg website retire, and I'm able to keep swinging my lance and riding my horse as long as I don't drop it or get off. Done this the last couple retires...I'm a baaad bad man.