It depends if you want to play for the short term or long term. Waiting all the way until 35 is a little boring.. 21/21 has immediate benefits and is less stressful without having to worry about the grind.
To keep myself from getting bored of playing the same character, I split my wpf between pole and 1H, and picked up 4 shield at 35. Gives you more item variety. You could also get riding skill at 34 and 35 if you want to be an occasional lancer instead of occasional hoplite.
Having 6 riding with 21agi would be silly.
Used to have 18/21 agi with only 5 riding on champ Dest. worked absolutely fineJust as fine as it would with only 15 agi. Having 3 to 6 agi points almost completely wasted doesn't make it a good build.
Just as fine as it would with only 15 agi. Having 3 to 6 agi points almost completely wasted doesn't make it a good build.The build is still good just with an added extra cav choice. However, I do see your point.
24 STR
7 PS
7 IF
Somewhere, a minmaxer is crying.